Multiple Sclerosis & Life Insurance

04 Sep Multiple Sclerosis & Life Insurance

Multiple Sclerosis & Life Insurance

Did you know…

Multiple Sclerosis occurs more in women than in men… In fact, it occurs twice as frequently in women than men.

What is Multiple Sclerosis?

Multiple Sclerosis is an inflammatory autoimmune disorder of the brain and spinal chord. It is characterized by neurological dysfunction caused by damage to myelin, the fatty substance surrounding nerve cells that normally facilitates nerve transmission. Multiple Sclerosis is referred to as a demyelinating disorder.

What Are Some Symptoms of Multiple Sclerosis?

  • Visual disturbances
  • Gait disturbance
  • Spasms
  • Numbness and tingling
  • Fatigue
  • Heat Insensitivity
  • Weakness
  • Trouble Speaking
  • Tremor
  • Vertigo
  • Bladder and/or bowel dysfunction
  • Balance difficulty
  • Pain
  • Depression

Is There Any Treatment Multiple Sclerosis

MS is usually treated with large doses of corticosteroids.

There are several medications that have been found to decrease the relapse rate and slow the progression of disability.

Some of the medications include interferons, glatiramer, acetate and natalizumab. Natalizumab can cause serious life threatening side effects and is not considered to be a front line treatment.

Can you get life insurance after a Multiple Sclerosis Diagnosis?

The answer is yes… There are many factors that the underwriter will consider when evaluating applicants with MS. Some of the factors include the following:

  • Subtype
  • Number of attacks per year
  • Stability of neurologic function
  • Symptoms
  • Complications
  • Treatments prescribed
  • Evidence of disability

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Original article found here.

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